Life Insurance for Self-Employed Beauty Professionals
Term vs whole life insurance. How much coverage you need and where to buy....
82 articles
Average Nail Tech Salary in Florida (2024 Data)
How much do nail technicians make in Florida? Detailed salary data, hourly rates, tip income, and how to maximize your earnings. Average range: $36,00...
Depreciation vs Section 179: Tax Strategy for Equipment
Maximize deductions for chairs, dryers, stations, and other salon equipment....
How to Prove Income Without a W-2: Guide for Beauty Pros
No W-2? No problem. How 1099 contractors and commission workers prove income for loans, apartments, and credit applications....
Mileage Tracking for Beauty Professionals
Deduct business miles. Best tracking apps and IRS-compliant logs....
Getting a Loan as a Nail Technician: Complete Guide (2024)
How to qualify for personal loans, auto loans, and business loans as a nail tech. Income verification requirements and lender recommendations....
Income-Based Repayment for Cosmetology School Loans
IBR and PAYE programs for beauty school graduates. Reduce payments based on actual income....
Franchise Financing for Beauty Brands
Finance a Great Clips, Supercuts, or Sport Clips franchise. \$100K-\$500K SBA loans....
Cash Advances for Stylists: Fast Funding Options
Need money today? Revenue-based advances and merchant cash advance options for beauty pros....
Bookkeeping Basics for Salon Owners
Simple bookkeeping for small salons. KwickStudio + QuickBooks integration....
Hiring Contractors vs Employees: Tax and Legal Differences
Proper classification prevents IRS penalties. When to hire W-2 vs 1099....
Income Verification for Beauty Professionals: The Complete Guide
How to prove your income as a 1099 contractor or commission-based worker. What lenders accept and how to document tips and cash earnings....
Average Nail Tech Salary in North Carolina (2024 Data)
How much do nail technicians make in North Carolina? Detailed salary data, hourly rates, tip income, and how to maximize your earnings. Average range:...
Credit Building for Beauty Professionals (550 to 750+)
Build credit from scratch or repair damaged credit. Step-by-step credit optimization....
Retirement Planning for Self-Employed Beauty Pros
SEP IRA, Solo 401k, and other retirement options. Save on taxes while building wealth....
Tax Deductions Every Stylist Should Know (Save \$3K-\$10K)
25 deductions beauty pros miss. Education, supplies, home office, mileage, and more....
Average Nail Tech Salary in Michigan (2024 Data)
How much do nail technicians make in Michigan? Detailed salary data, hourly rates, tip income, and how to maximize your earnings. Average range: $37,0...
Do Beauty Professionals Need a Financial Advisor?
When to hire help. Fee-only advisors vs robo-advisors. Cost-benefit analysis....
Building an Emergency Fund on Tip Income: The Complete Guide
Save 3-6 months expenses despite variable income. Strategies for commission workers and booth renters to build financial security....
Average Nail Tech Salary in Indiana (2024 Data)
How much do nail technicians make in Indiana? Detailed salary data, hourly rates, tip income, and how to maximize your earnings. Average range: $34,00...
Payroll for Salon Owners: DIY or Outsource?
Paying employees legally. Payroll taxes, filing requirements, and software options....
Tips vs Hourly: Which Compensation Model Pays More?
Should you work for tips or hourly wage? Complete analysis of commission + tips vs hourly + tips vs salary models for beauty professionals....
Total Compensation for Beauty Professionals: Beyond Base Pay
Understanding your true earnings: base pay + commissions + tips + benefits + perks. Calculate your total compensation package....
Equipment Financing for Beauty Professionals
Finance chairs, dryers, autoclaves, and more. \$500-\$100K with 90%+ approval rates....